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First Time Homebuyer Advice

Learn the mortgage process as a first time homebuyer

Options available.

Navigating the mortgage loan maze can be nighmare for the first time homebuyer. Here you will learn how to buy a house and the loan options available. HUD and FHA loans are the same loan with different names, but VA loans have different requirements. As a first time homebuyer you will want to understand how to buy a house using one of many types of home loans available to you.

Use the rate calculator to determine your mortgage payment or how much you can afford to borrow.

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About Homeowners Insurance

Homeowners insurance. Protecting your home and its contents with homeowners insurance is probably one of the most important financial decisions you will make. Understanding the details regarding your home and what homeowners insurance does can help you be... Read more

Affordable Mortgage Payments

Use mortgage calculators to compute how much house you can afford. Don’t buy a house on emotion, buy it by the numbers. You will sleep better at night.... Read more

Affordable Mortgages

Just about anyone can buy a home. With new low down payment mortgages, and special programs for low income households, many more families can now qualify for home mortgages.... Read more

Build Your Mortgage Borrowing Power

Nothing can deflate the joy of buying a new home more than worrying about being turned down for a mortgage loan. Learn how to build your mortgage borrowing power.... Read more

Mortage Application Turned Down?

Many lenders offer FHA or b-c loans which stands for credit that is not classified as "a" credit The lower the quality of the credit, the lower the "grade."... Read more

Mortgage Escrow Account

Why do lenders require escrow accounts? What do they do for you? Are they only a method for banks to get free use of your money? Or do they hold a greater purpose in our society?... Read more

Mortgage Loan Application Checklist

In today's tight mortgage market preparation puts you one step ahead. The mortgage application checklist will help you prepare.... Read more

Mortgage Loan Closing

Settlement of a mortgage loan is a legal process, so specific procedures and requirements will vary according to local laws, but the following outline of closing practices will help you through the process.... Read more

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