Mortgage Loan Disclosures

Construction Loan Disclosures

Alternative Appraisal Disclosure

Mortgage loans typically require an appraisal of the property. This disclosure indicates a lender might use an alternative method of property valuation.... Read more

Anti-Coercion Statement (Sample)

The lender may not require the applicant(s) to take homeowner insurance through any specific agent or company.... Read more

Construction/Permanent Loan Disclosure (SAMPLE)

Construction/permanent mortgage loans can be very complicated and this sample disclosure is designed to help you through the details. It will give you a good idea of what to expect.... Read more

Good Faith Estimate (GFE)

View a sample of a good faith estimate (GFE) to be provided by your mortgage lender within three days of application.... Read more

HUD-1 Settelement Statement

The HUD-1 Mortgage Closing Settlement Statement is a required document for all mortgage loan closings.... Read more

Notice Required Under the Equal Credit Opportunity Act

Prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status... Read more

Notice Required Under the Fair Credit Reporting Act (Sample)

A factual data credit report prepared by a consumer reporting agency will be obtained on all applicants.... Read more

Private Mortgage Insurance Annual Disclosure (Sample)

Mortgage lenders must send you a Private Mortgage Insurance Annual Disclosure describing your right to cancel Private Mortgage Insurance (PMI)... Read more

Providers of Required Services (Sample)

Mortgage lenders require services from several outside service providers and the lenders must disclose those relationships... Read more

The Truth in Lending Statement (TIL) Sample

Mortgage loan applicants must be given a copy of the Truth in Lending Act Disclosure Statement within three days of applying for a mortgage.... Read more